White-label core banking

Your own private bank, live in weeks, not years.

Coreza is a complete white-label core banking platform: customer banking app, operations back office, self-custody Web3 crypto wallets, KYC/KYB onboarding, cards, multi-currency accounts and a full monetization engine. Battle-tested in production at a regulated European fintech.

Running in production since 2024 · Deployed on AWS

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Blockchain networks, in-house

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Languages, full RTL included

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Provider integration to sandbox

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Account tiers, ready to sell

01

Everything a digital bank needs. In one platform.

Every module is optional and individually licensed — pay only for what you switch on.

01

Customer banking, in 20 languages

A polished web banking experience (PWA-ready) localized into 20 languages including full RTL support. Native iOS/Android apps available on request, built on your brand.

02

Self-custody Web3 crypto wallets

Bitcoin, Ethereum, BNB Chain, TRON, Solana, Polygon, XRP, Base, Arbitrum, TON, Litecoin and Avalanche — with USDT/USDC where available, plus your own token as an add-on. Your keys, encrypted with your secrets, on your infrastructure.

03

Accounts, cards and payments via providers

USD, EUR and AED accounts, ACH/FEDWIRE/SWIFT/SEPA rails, Visa and Mastercard programs and instant USDC on/off-ramps. With providers we have already worked with, you are live as soon as you hold your production keys — and if you need a different one, we adapt to it: about one week from sandbox keys to production.

04

KYC/KYB onboarding, your way

Four account tiers — EXPRESS, INDIVIDUAL, INDIVIDUAL PLUS and CORPORATE — with built-in onboarding or a top-tier identity verification provider, automatic FATCA/SOF collection, and per-country product eligibility rules.

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A monetization engine

Configurable fees on swaps, top-ups and FIAT operations, paid sign-ups and upgrades, referral programs with revenue share, deposit/earn campaigns, P2P escrow — your platform, your pricing.

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Bank-grade security & compliance tooling

Immutable audit trail of every API event, double-entry ledger with daily reconciliation, AWS KMS key custody, multisig treasury, 2FA on sensitive operations, AML rules engine and weekly security & business reports.

02

The full stack, visualized

A modular architecture: every layer works together, and every module can be switched on or off per deployment.

End-user layer

Banking web app · PWA
Native iOS & Android on request
API integration

Operations layer

Back office · KYC · AML · Ops
Analytics · Weekly reports

Coreza Core Engine

Double-entry ledger · Daily reconciliation · Multi-currency · REST APIs · Immutable audit

Pre-integrated providers

US banking & rails
EU accounts & cards
AED · US · EU all-in-one
Identity verification
Fiat payments
Self-custody Web3 — in-house

Blockchain networks, in-house

BitcoinEthereumBNB ChainTRONSolanaPolygonXRPBaseArbitrumTONLitecoinAvalancheUSDT · USDC+ Your own tokens on these networks

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The complete catalog

Everything Coreza ships with. Every module is optional, individually licensed and switchable per deployment.

  • Sign-up with expiring email verification codes and resend flows
  • Login, logout, password reset and recovery
  • 2FA with Google Authenticator
  • Three isolated user types: CLIENT, STAFF and ADMIN — no privilege escalation possible
  • Clients can only register from the banking app; staff only from the back office

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Four account tiers, ready to sell

Offer one, several or all of them — each with its own onboarding flow, product catalog and upgrade path.

EXPRESS

Instant sign-up, no KYC. Crypto-first access to bring users in fast.

INDIVIDUAL

Full KYC. Access to a curated subset of products.

INDIVIDUAL PLUS

Full KYC. Access to every product on your platform.

CORPORATE

Company KYB plus KYC of directors and shareholders. Corporate accounts, bulk payments and more.

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From first call to a working bank

A proven path — the platform is already built and running elsewhere in production.

  1. 01

    Scope

    We map your target market, account tiers, providers, languages and modules — and, if you are switching from another platform, the data migration you need. You get a fixed quote.

  2. 02

    Providers & compliance

    You sign directly with the providers you choose (accounts, cards, KYC). Providers we have worked with go live as soon as you hold production keys; any other provider you need, we adapt to it in about one week from sandbox keys.

  3. 03

    Branded deployment

    Your bank, your brand, your domain — deployed on dedicated AWS infrastructure with your own encrypted keys and data.

  4. 04

    Go live & grow

    Sandbox to production in about 7 days per provider. We maintain, update and monitor; you operate and monetize.

06

Choose how you want to own it

Rent it as a managed platform or buy it outright with the source code. Every module, chain and language is licensed individually.

Essential

The core banking experience to launch fast.

  • Banking app + back office
  • Onboarding & audit built in
  • 3 crypto chains
  • Ticketing & notifications

Growth

Monetization switched on.

  • Everything in Essential
  • Swaps & fee engine
  • Referral programs
  • 6 chains, more languages & providers

Full

The complete catalog.

  • All 12 chains, all 20 languages
  • All pre-integrated providers
  • Earn, escrow, AML, analytics
  • Campaigns & bulk payments
Most popular

Turnkey — your private bank

Everything live from day one, with banking providers pre-configured. You sign, you launch.

  • Full package included
  • Provider onboarding hand-held
  • Accounts, cards & swaps working day one
  • Rent it or buy it outright

Pricing on request — tell us your target market and we will send a tailored quote within 48 hours. Book a meeting

07

Frequently asked questions

What exactly is Coreza?

Coreza is white-label core banking software: a customer banking app, an operations back office, a crypto Web3 wallet engine, onboarding, fees, referrals and security tooling. You license the technology, brand it as your own and operate your bank on top of it.

Do I need a banking license?

Coreza provides technology, not financial services. Regulatory licensing, permissions and provider compliance are always the responsibility of your business, in your jurisdictions. Many clients operate through licensed banking-as-a-service providers, which our platform integrates natively.

How fast can I launch?

The platform already exists and runs in production. With providers we have already worked with, you are operational as soon as they hand you your production keys. If you need a different provider, we adapt to it — about one week from receiving sandbox keys to production. A branded deployment is typically live within weeks.

Can I migrate from my current core banking platform?

Yes. We offer data migration as an additional service for clients switching from another platform. Your users are always migrated; the scope for accounts, balances and history depends on the providers and systems involved, so we define it together during scoping and include it in your quote.

Which cryptocurrencies are supported?

Twelve chains: Bitcoin, Ethereum, BNB Chain, TRON, Solana, Polygon, XRP, Base, Arbitrum, TON, Litecoin and Avalanche, with USDT and USDC where available. Your own token on any supported chain can be added as an extra.

Who holds the keys and the data?

You do. Each client runs on dedicated AWS infrastructure with its own database and its own encryption and JWT secrets. Crypto wallets are self-custody, encrypted with keys that belong to your deployment only.

Can I buy the platform outright?

Yes. Coreza is available as a managed rental (setup fee plus monthly or quarterly service) or as a perpetual license with source code, including twelve months of support and updates.

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Guides & insights

Practical guides on launching and operating a digital bank, written by the team behind Coreza.

Ready to see your bank running?

Tell us about your project and we will get back to you with a live walkthrough and a tailored quote for your market.